Mon-Wed & Fri: 7:30am-4:30pm
Thu: 7:30am-12:00pm

Closed on Holidays & AFDW Family Days

Bldg 1191 Menoher Dr.
Joint Base Andrews, Maryland

(301) 981-7087

To register for events and workshops, go to our booking site at (if link doesn’t load on your military computer, please use commercial wi-fi or a smartphone).


Personal Financial Readiness (PFR)

The M&FRC offers information, education and personal financial counseling to help individuals and families maintain financial readiness and build resiliency.

Individual Consultation

If you would like individualized assistance, our Personal Financial Counselor (PFC) is available to assist you on an appointment basis. Individual appointments are recommended if you are facing particularly difficult financial problems or if you are interested in your personal finances for the future and building wealth.

Our PFC can assist with establishing a basic budget, repairing or maintaining credit, buying a car, buying a home, a Thrift Savings Plan, and receiving basic investing information.

For more information or unit consultation, please call the M&FRC at (301) 981-7087. If you would like to schedule a one-on-one appointment with our PFC, go to

Dorm Initiative

If you are planning on moving out of the dorms, then schedule your mandatory dorm budget appointment to complete a spending plan/budget, discuss Service Member Civil Relief Act, rental insurance, and other necessary items prior to moving out of the dorms.

To schedule, contact our Personal Financial Counselor, Chip Basel, by phone at (240) 222-2604 or by email at

MyVector Personal Financial Readiness Trainings:

Life and work changes mean new financial considerations—the Air Force has created new resources to help. Air and Space professionals can easily complete their required training in MyVector at the following touch points:

  • Vested in TSP
  • Permanent Change of Station (PCS)
  • Pre/Post-Deployment
  • Promotion
  • First Child
  • Marriage
  • Divorce
  • PCS
  • Continuation Pay
  • Disabling Sickness
  • Retirement Planning

Access the training at the following link (service members will need their CAC to access):

or Personal Financial Counselor at the M&FRC will assist.



To set up your PFR appointment with a Personal Financial Counselor, go to:

First Duty Station Officer Training, go to:, select “Personal Financial Readiness”, then select “First Duty Station Officer Training” to register for training.

Overview of Financial Readiness


More Information

Sabrina Cobb, PFC:
Personal Financial Readiness Manager
Ph: (301) 981-7087 (M&FRC Main Line)

Chip Basel, CFP:
Personal Financial Counselor
Ph: (240) 222-2604

External Links Disclaimer

The appearance of hyperlinks does not constitute endorsement by the United States Air Force or the Department of Defense of the external web site, or the information, products, or services contained therein.

For other-than-authorized activities such as military exchanges and Services/Morale, Welfare and Recreation (MWR) sites, the Unites States Air Force does not exercise any editorial control over the information you may find at these locations.

Such links are provided consistent with the purpose of the web site.